More Mortgage Credit Coach Information

Click on the links below for more information on the topic of interest:

Why should I enroll in Mortgage Credit Coach?

How will Mortgage Credit Coach help me?

How does Mortgage Credit Coach work?

Credit basics

Lender Loan Approval Basics

At Mortgage Credit Coach, we work with you to raise your FICO credit scores.  We continue the process by coaching you to meet the other criteria necessary to get loan approval for your mortgage financing.

• The first thing lenders consider in the loan approval process is the borrower's credit worthiness which is reflected by the FICO credit score.

• A second factor is the Debt to Income (DTI) ratio.  This is your monthly payment obligations (minimum payments on your credit report) divided by your gross monthly income before taxes.

• Other factors affecting the loan approval process, include: the Loan to Value (LTV) ratio, reserve assets (checking, savings, money market, retirement accounts etc.) and your employment history stability.

Get started today! Begin the process toward loan approval for your mortgage financing.  Click the "Begin Today!" button to "Save Thousands on Closing Costs".